On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms that will roll out over four years and beyond, with most changes taking place by 2014. HealthCare.gov contains comprehensive information about the health care reform law that will provide Americans with new rights and benefits and access to recommended preventive services without cost-sharing.
The law contains new restrictions for insurance companies and new rights for consumers.
Insurers Will No Longer Be Able To:
- Deny coverage to kids with pre-existing conditions.
- Put lifetime limits on benefits.
- Cancel your policy without proving fraud.
- Deny claims without a chance for appeal.
Consumers in New Health Plans Will Be Able To:
- Receive cost-free preventive services.
- Keep young adults on a parent’s plan until age 26.
- Choose a primary care doctor, ob/gyn and pediatrician.
- Use the nearest emergency room without penalty.
View the interactive timeline and find out what’s changing and when. Take health care into your own hands, explore insurance coverage options and learn about how the Affordable Care Act impacts you.